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dimanche 27 septembre 2026
🚨Sans chirurgie immédiate, leur pronostic est engagé. (LA CHAÎNE DE L'ESPOIR)
US (AFR) : HOME INSURANCE is OUT OF CONTROL. We need YOUR STORY to make change.
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Home insurance is getting more expensive, harder to find and keep, and in some places impossible to find. Premiums skyrocket with no warning. Policies get cancelled. Claims get unjustly denied. People are paying more for less coverage. Those costs bleed over into higher rent, they cause people to wipe out their savings, skimp on groceries and medical care, and turn keeping a roof over someone’s head into a monthly crisis. Meanwhile these big insurance companies are helping cause the climate risk they then bill you for. The same insurance industry that is hiking rates and walking away from communities is also still underwriting and investing in the very fossil fuel projects that are contributing to the worsening climate disasters wiping out communities. These insurance companies report massive profits and tell policyholders they have to pay more, accept less, or lose coverage altogether. State legislators and state insurance regulators must exercise their authority to hold insurance companies accountable in a way that puts people and the planet over industry profits. Americans for Financial Reform is collecting real stories from homeowners and renters. We will take those stories into statehouses and put them in front of the decision-makers who can pass legislation to stop the price gouging, stop the retreat from communities, and stop insurance companies from bankrolling the very fossil fuel projects contributing to the larger climate crisis. Your story is the whole point. If you faced a premium spike, a dropped policy, a rent increase, a denied claim, or the slow squeeze of higher deductibles and less coverage, we want it in your own words. Real experiences lifted and told together makes it all the more difficult for lawmakers and regulators to look away.
Insurance companies want to keep quietly operating in these unfair and unjust ways without interference.They want to not have to disclose data, hide things in small print—that fog is good for their extractive business model. If the public only hears industry talking points, legislators will keep rubber-stamping rate hikes and letting companies abandon whole neighborhoods while they keep financing oil, gas, and coal. AFR is already fighting the insurance industry in the states, supporting efforts to ban credit-score penalties in homeowners insurance and expose claim delays and denials. We are backing fossil-fuel accountability bills so insurance companies stop profiting from the climate damage they help cause, and we’re demanding regulators stop treating record profits and disappearing coverage as an acceptable outcome. Let’s make sure lawmakers and regulators hear the stories insurance companies would rather silence and ignore. - Annie. Annie Norman (she/her)
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US (AFR) : The CFPB needs a watchdog, not a hand-picked bank executive.
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Russell Vought tried to kill the Consumer Financial Protection Bureau. When he couldn’t shut it down, his CFPB dropped cases, closed investigations, and eased consequences for financial companies accused of cheating people. Senator Elizabeth Warren warned that the damage has cost families as much as $26 billion. Now Trump wants Brian Johnson to run the agency, and Vought has endorsed him. Johnson has moved between government and jobs representing the financial industry. Since 2024, he has worked at Capital One, one of the companies the CFPB is supposed to oversee. In 2025, the CFPB dropped a $2 billion case against Capital One. Senator Warren has asked what role, if any, Johnson played in that decision. Senators should demand an answer. They should also ask why someone paid by major financial firms should be trusted to restore the watchdog Vought spent 18 months wrecking. This is what Vought 2.0 could mean: the CFPB stays open, but the companies it is supposed to police keep getting a pass. The Senate can stop Johnson before he takes control. Senators must vote NO when asked to advance his nomination and NO if he reaches a confirmation vote. Tell your senators to vote NO on cloture and NO on Brian Johnson’s confirmation.
The CFPB exists because families need somewhere to turn when a bank charges illegal fees, a lender traps them in debt, or a financial company refuses to return money it took. Before the Trump-Vought takeover, the agency had secured more than $21 billion in relief for people harmed by financial corporations. Those results happen when there is a director willing to investigate powerful companies and make them answer for what they have done. Vought moved the CFPB in the opposite direction. Cases that could have delivered relief were abandoned while financial companies benefited. Johnson’s nomination would put an industry insider at the head of that weakened agency. His Capital One job and the dismissed case raise questions senators cannot brush aside. Vought’s endorsement makes the stakes even clearer: the man who tried to dismantle the CFPB wants Johnson to lead it. Senators must block Johnson at both stages. They must vote NO on cloture to stop his nomination from advancing, and NO on confirmation to keep Vought’s preferred successor from taking control of the CFPB. Tell your senators to reject Brian Johnson at every step. Vote NO on cloture and NO on confirmation. Thank you for standing with the families who need a CFPB willing to fight for them. - Tom. Tom Feltner (he/him)
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Océans, pollution (ONLY ONE) : Votre CAMPAGNE pour le TRAITE MONDIAL SUR LES PLASTIQUES entre dans une NOUVELLE PHASE.
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